Nothing to pay today
Choose how you pay - weekly,
fortnightly, or monthly.
Shop just about everywhere
Shop at all your favourite places,
online and instore, with the Zip app.
Earn exclusive cashback
offers when you shop
A reusable account with
a limit that suits your needs.
Interest free always
No establishment free
$9.95 monthly account feePay your statement closing balance, in full, by the due date and we'll waive the fee.
Tap to pay everywhere Visa is accepted^
Interest free for first 3 months
Retailers may offer longer interest free terms (6-60 month). At conclusion of the interest free period, interest will be charge at the standard variable rate of 25.9% per annum.
Flexible repaymentsEnjoy the freedom to set your schedule to weekly, fortnightly, or monthly.
One-off establishment feeA one-off establishment fee may apply for new customers.
$9.95 monthly account feeWaived if you have nothing owing.
Interest free instalment plansFor purchases of $300 or more we'll set you up to repay in equal instalments to help you avoid interest charges.
Minimum monthly repayments are required. A monthly account fee of $9.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply. ^Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa contactless payments are accepted online. Cards T&C’s apply. Single use card available with Zip Pay and Zip Money only. Use the Card everywhere that Visa contactless payments are accepted online. Card T&C’s apply.
Available to approved applicants only. Any repayment advertised will repay the transaction balance with the interest free period (excluding monthly account fee of $9.95 and one-off establishment fee which may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 July 2023 and is subject to change. T&C’s apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Licence Number 441878).